The Pay@ payment option cannot be fully tested during this phase due to the absence of a test portal to simulate Pay@ deposits.

Nevertheless, users have the option to test the creation of documentation featuring the Pay@ barcode, which typically would be used for making deposits at one of the participating Pay@ merchants.

When a user selects the Pay@ payment option, they will be presented with a page that contains comprehensive instructions for initiating the deposit process. Users have the flexibility to email, download, or print this page. Once the user completes these steps by clicking the ‘Done’ button, they will be redirected to a Payment Pending page. Subsequently, they will return to the original e-commerce platform.

The notification delivered to the e-commerce platform will indicate that the status of the request is pending. Given the unpredictability of when the user will make the deposit at a participating Pay@ merchant, the user will have to monitor the deposits/receipts on the transaction history in the InstaPay Money Manager portal.